Skip to main content

⚠FRAUD ALERT: Scammers may impersonate Alltru through fake texts and phone calls with misleading links or phone numbers. Do not click links or share personal or account information. If you suspect you received a scam phone call, hang up and call us back.

  1. Home right arrow
  2. Emergency Loan

We’re here for you in emergencies like this.

Our credit union philosophy is “people helping people.” That’s why we created our Emergency Loan to assist with paying bills, rent, or other financial needs for members who are experiencing financial hardship due to the recent catastrophic storms.

Alltru member Meghan wearing a black tshirt with her hair in a top knot, holding her arm and smiling next to a blue tile wall

Meghan

Alltru Member

A photo of an Alltru member unpacking emergency supplies outside the Downtown branch

Alltru delivering emergency relief supplies

Alltru Emergency Loan

4.90%

APR*

tooltip icon

4.65% APR* with Auto Pay.

*View full rate information and qualifiers.

Alltru Emergency Loan Features

Count on us when you need us most.

An icon of a green piggy bank with a coin at the top

Loan amounts up to $2,000.

The amount requested must be less than or equal to total amount of net income direct deposited into Alltru account for the previous full month.

Orange icon of a calendar with a dollar sign on the bottom right

Flexible terms up to 12 months.

Choose a term from 6-12 months, whatever you need.

writing check icon

No payments for 60 days.

Rest easy for the next two months knowing your payments don’t start soon.

Pink icon of a pie chart with a dollar sign in the middle, a quarter of the pie shows a pattern

No credit or debt requirements.

We won’t look at your credit score or debt-to-income ratio when you apply. We’ll just check your credit to make sure you’re not currently in bankruptcy. That’s it!

Alltru Emergency Relief

We’re committed to help in every way we can.

If you are struggling to meet your upcoming payments, let us know. We may be able to give you other payment and extension options. Our team of loan counselors and total vehicle loss experts is standing by to assist.

“Alltru is more than a financial institution, it’s a community all working together for the greater good and to help everyone reach their financial goal.”

Alltru member Tranita, a young African-American woman with long, straight dark hair
Tranita
Alltru Member

“I appreciate how the employees know your name and they support you to figure out your best option that will fit your needs.”

Alltru member Meaghan, a young African-American woman with short, curly hair and glasses
Meaghan
Alltru Member

“When you go to Alltru they know you as a person, not as a number.”

Alltru member Tallya, an older African-American woman with short dark hair
Tallya
Alltru Member
Let’s Talk

We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.