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1st Financial is now Alltru Credit Union.  IMPORTANT:  The Hazelwood Branch Lobby is currently by appointment only. Learn More.

Get the support you need to keep your small business rolling.

Small businesses like yours are the lifeblood of our community. That’s why we’ve designed our Business Checking accounts to give you the most control of your money – while giving you free access to tools that can help you grow.

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Alltru Business Checking Account

$0
Open an account

Every Business Checking account includes:

  • 24/7 online account access
  • 30,000 ATMs nationwide
  • Free mobile and online banking

Discover a valuable partnership.

Alltru Credit Union is on your side as you build your business. We offer a range of free financial services – including benefits you can pass on to your employees. Talk to our team about Alltru Health Savings accounts, financial education and more.

The business advisor you need.

We’re here to provide the resources and help you need to keep your business moving forward. We have partnered with Newtek Business Solutions to deliver a range of services for your business.

Payroll and Benefits

Outsource your payroll and HR responsibilities with comprehensive service.

Business Lending

Get loans for commercial real estate, working capital, acquisitions, buyouts and more.

Merchant Processing

Take the pain out of processing credit card, debit card, check and ACH payments.

Revolving Lines of Credit

Handle your working capital needs, effortlessly.

Web Design

Share your story on the internet with a custom website.

eCommerce

Sell your products online with secure account, cart, merchant account and gateway.

Managed Technology

Protect your data with a scalable cloud platform.

Insurance

Protect your company with nationwide commercial and personal coverage.

Opening an Account

Here’s what you’ll need to open an account.

  • Certification of EIN from IRS or proof of SSN
  • Fictitious name registration if operating under a fictitious name

  • Certification of EIN from IRS
  • Articles or Certificate of Organization
  • Signed Operating Agreement
  • Fictitious name registration if operating under a different name than the name on the Articles of Organization
  • Beneficial owners and control information
  • Certification of EIN from IRS
  • Articles or Certificate of Incorporation
  • Fictitious name registration if operating under a different name than the name on the Article of Incorporation
  • By-laws
  • Beneficial owners and control information
  • Certification of EIN from IRS
  • Articles or Certificate of Incorporation
  • By-laws
  • Non Profit Designation Letter – 501C3
  • Control information for non profit organizations
  • Fictitious name registration if operating under a different name than the name on the Article of Incorporation
  • Certification of EIN from IRS, if available
  • Non Profit Designation Letter – 501C3, if available
  • Control information for non profit organizations
  • Fictitious name registration if operating under a business name that does not include the owner’s full first and last name
  • Certification of EIN from IRS
  • Candidate Declaration form
  • FEC-1 form – federal campaign accounts only (Senators, Representatives, Congress)
  • Fictitious name registration if operating under a different name than the candidate’s legal first and last name
  • Certification of EIN from IRS
  • Partnership Agreement
  • Fictitious name registration if operating under a fictitious name
  • Beneficial owners and control information
  • Certification of EIN from IRS
  • Certification of Limited Partnership
  • Partnership Agreement
  • Beneficial owners and control information
  • Certification of EIN from IRS
  • Application or renewal for a Limited Liability Partnership
  • Partnership Agreement
  • Beneficial owners and control information

In addition to these documents, you will need your valid government issued photo identification. There is a minimum of $1 to open a savings account and a minimum of $200 to open a business checking account.
Let’s Talk

We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.