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SAVINGS SPECIAL! Open an 8-month or 13-month or Certificate of Deposit (CD) and earn up to 4.50% APY*.

Find the right savings account for your life.

Even for experienced savers, saving money day after day, year after year can be a challenge. We make it easy for you to set goals that are right for you – and to meet them.

A grandmother, mother and two daughters viewing a folder with photos inside. This photo is inside of a swish shape.

Every Alltru Savings account includes:

  • Access to 30,000+ ATMs
  • Up to $250,000 insured
  • Real human support
Alltru Savings Accounts
Type Debit card APY* Features
Primary & Secondary Savings

Start building financial security.

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Yes

.05%

• 30,000 ATM access nationwide
• Free mobile and online banking
• Federally insured by the NCUA

RollUp Savings1

Earnings with every swipe.

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Yes

5.01%

• Every purchase is rounded up
• Nightly, automatic transfer of extra funds
• Earnings deposited into savings fund

High Yield Online Savings2

Grow your savings, faster.

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Yes

1.45%

< $25,000 daily balance

.05%

> $25,000 daily balance

• $0 minimum balance
• No withdraw penalties
• No maintenance fees

Health Savings Account (HSA)3

Invest in a healthier tomorrow.

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Yes

.10%

• Save toward future medical expenses
• No “spend it or lose it” stipulations
• Tax advantages

Cubby Youth Savings4

Teach your kids the thrills of saving.

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Yes

5.01%

• For kids 12 and under
• Prizes for deposits over $10
• Annual birthday surprise

StepOne Teen Savings

Financial lessons learned early.

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Yes

.05%

• For teens 13 to 17 years old
• No minimum balance
• No monthly fees

Holiday Savings

Save for the holidays all year long.

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• Free automatic savings
• Automatic transfer in October

Alltru Money Market Accounts
Type Balance APY*
Money Market5

Easy access, high dividends.

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$250
.05%
$50,000
.10%
$100,000
.15%
Alltru CDs & IRAs
Type Term APY*
Certificate of Deposit (CD)6

Earn more interest than a traditional savings account.

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3 month
.20%
6 month
.60%
8 month

CD Special Rate6

3.50%
12 month
1.05%
13 month

CD Special Rate6

4.50%
18 month
1.05%
24 month
1.40%
36 month
1.40%
48 month
1.40%
60 month
1.40%
Individual Retirement Account (IRA)6

Plan for the future on your terms.

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3 month
.20%
6 month
.60%
8 month

IRA Special Rate6

3.50%
12 month
1.05%
13 month

IRA Special Rate6

4.50%
18 month
1.05%
24 month
1.40%
36 month
1.40%
48 month
1.40%
60 month
1.40%

Not sure how to choose?

“I have always received great service. They are always able to answer every question I have and provide me with the answers I’m looking for.”

Jessica
Alltru Member

Let’s Talk

We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.