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1st Financial is now Alltru Credit Union. Welcome! Please be sure to update your mobile banking app to the latest version today.

Find the right savings account for your life.

Even for experienced savers, saving money day after day, year after year can be a challenge. We make it easy for you to set goals that are right for you – and to meet them.

Every Alltru Savings account includes:

  • Access to 30,000+ ATMs
  • Up to $250,000 insured
  • Real human support
Alltru Savings Accounts
Type Debit card APY* Features
Primary & Secondary Savings

Start building financial security.

Learn more

Yes

.05%

• 30,000 ATM access nationwide
• Free mobile and online banking
• Federally insured by the NCUA

RollUp Savings1

Earnings with every swipe.

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Yes

5.01%

• Every purchase is rounded up
• Nightly, automatic transfer of extra funds
• Earnings deposited into savings fund

High Yield Online Savings2

Grow your savings, faster.

Learn more

Yes

.80%

< $25,000 daily balance

.05%

> $25,000 daily balance

• $0 minimum balance
• No withdraw penalties
• No maintenance fees

Health Savings Account (HSA)3

Invest in a healthier tomorrow.

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Yes

.10%

• Save toward future medical expenses
• No “spend it or lose it” stipulations
• Tax advantages

Cubby Youth Savings4

Teach your kids the thrills of saving.

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Yes

5.01%

• For kids 12 and under
• Prizes for deposits over $10
• Annual birthday surprise

StepOne Teen Savings

Financial lessons learned early.

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Yes

.05%

• For teens 13 to 17 years old
• No minimum balance
• No monthly fees

Holiday Savings

Save for the holidays all year long.

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• Free automatic savings
• Automatic transfer in October

Alltru Money Market Accounts
Type Balance APY*
Money Market5

Easy access, high dividends.

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$2,500
.05%
$5,000
.05%
$10,000
.05%
$25,000
.05%
$50,000
.10%
$100,000
.15%
Alltru CDs & IRAs
Type Term APY*
Individual Retirement Account (IRA)6

Plan for the future on your terms.

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3 month
.10%
6 month
.25%
12 month
.35%
18 month
.40%
24 month
.45%
36 month
.65%
48 month
.75%
60 month
.80%
Certificate of Deposit (CD)6

Earn more interest than a traditional savings account.

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3 month
.10%
6 month
.25%
12 month
.35%
18 month
.40%
24 month
.45%
36 month
.65%
48 month
.75%
60 month
.80%

Not sure how to choose?

“I always see the same faces and I think that’s something that really sets Alltru apart. The longevity of people that have been at the branch for years. They never go anywhere. It’s not like some of the bigger banks where you never recognize them.”

Marcy
Alltru Member

Let’s Talk

We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.