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Attention: Please beware of scammers impersonating Alltru with phone calls and text messages claiming to be from our Fraud Department. If you have received these messages, please do NOT give out any information about your account, reply to any suspicious text messages, or click any links. We will never call you and then ask you for your personal information over the phone. If you think you’ve been affected by fraud, contact us immediately.

Get more buying power – with a lower interest rate.

With the Alltru Premier Low Rate Visa credit card, you can use your card without fear of high interest rates. You’ll keep more of your money, so you can purchase what you need, exactly when you need it.

A man wearing a sweater and jeans pictured sitting inside on his laptop while holding his Alltru Low Rate Visa credit card and typing the card information into his computer. Photo is inside of a circle shape.
A hand holding a mobile phone to purchase items at a store using their Digital Wallet on their phone. Phone is being held next to merchant's card device to process the payment. Photo is inside of a circle shape.

Alltru Premier Low Rate Visa




Alltru Premier Low Rate Visa Features
Alltru Premier Low Rate Visa Rates
Term Guide to Benefits Variable rate / as low as APR*
Premier Low Rate Visa




A middle-aged woman with brown hair and a floppy hat with a green jacket is pictured walking outside on her phone while holding her Alltru credit card in the other hand. Photo is inside of a circle shape.

The latest technology, everywhere you go.

Your Alltru Premier Low Rate Visa credit card includes the latest privacy protections – including an EMV chip that far surpasses magnetic stripe technology to secure your personal information.

Don’t want to carry your card? No problem! Your Visa card is compatible with major contactless payment systems – including Apple Pay, Google Pay, and Samsung Pay. Just follow a few steps and you’re all set. Learn how to set up your digital wallet.

“Unlike credit unions, big banks are so predatory and unforgiving. At Alltru, I feel comfortable and appreciated.”

Alltru Member
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We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.