Build your credit. Secure your future. Live your life.
If you’re like a lot of people, you’ve run into a little financial trouble now and then. Did you know that nearly a third of Americans have a credit score under 600? That means you may have trouble getting an affordable loan or credit card. Alltru Credit Union is here to help. Our Credit Builder loan will help you build credit while saving money.
Alltru Credit Builder Loan Features
Improve your credit.
As life changes, we’re right here to help you grow.
Jumpstart your savings.
We’ll put the money you borrow into a new Alltru savings account on your behalf.
Get interest back.
When your loan is paid off, you’ll get half of the interest back if you made on-time payments during the life of your loan.
Alltru Credit Builder Loan Overview
Here’s how the Alltru Credit Builder loan works.
The money you borrow will be held as collateral as you make your monthly payments – and when your loan is paid off, the money you will be released to you. You’ll have saved a nice chunk of money, and you’ll have established credit or improved your credit score, which can help you qualify for lower loan rates in the future. Plus, when you make all loan payments on time, we will refund half of the interest paid right back to you. It’s a great first step to a bright financial future!
Want to learn more about credit scores?
Alltru Credit Builder Loan Rates
|Type||Term||As low as APR*|
Credit Builder Loan ($1,000 max)
Looking for help paying your loan?
Learn how to pay, and who to contact if you need help paying your bills.
We’re in your neighborhood.
We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.