Save for the future your way.
It’s your future – so at Alltru, we give you different ways to save for it. Whether you’re putting money away for a short-term goal or saving for retirement, our Certificates of Deposit (CDs) let you set money aside and earn almost 80x more interest than a traditional savings account. Each account is federally insured up to $250,000 by the National Credit Union Administration (NCUA).
To Open a Certificate of Deposit (CD):
Sherri
Alltru Member
CD Features
Certificates of Deposit (CD)
Save on your timetable.
Start saving with as little as $250 and choose a term that fits your goals, from three months to five years. Early withdrawal penalties may apply.
Choose a rate that works for you.
Enjoy the security of a fixed rate with a traditional CD, or choose our 14-Month Bump Up CD3 for the flexibility to increase your rate once during the term if eligible rates rise. See our free maturity calculator.
Earn money every month.
Your interest is compounded monthly, helping your savings grow over time.
Certificate of Deposit
Earn more interest than a traditional savings account.
| Type | Term | APY* |
|---|---|---|
| 3 month | 1.00% | |
| 6 month | 2.50% | |
| 7 month CD Special Rate1 | 4.15% | |
| 12 month | 3.50% | |
| 13 month CD Special Rate2 | 4.26% | |
| 14 month Bump Up CD3 | 4.01% | |
| 18 month | 2.00% | |
| 24 month | 2.05% | |
| 36 month | 2.05% | |
| 48 month | 1.70% | |
| 60 month | 1.70% |
14-Month Bump Up CD
Lock in your savings with a little flexibility.
Earn 4.01% APY* with our 14-Month Bump-Up CD3 and enjoy the flexibility to increase your rate once during your term if eligible CD rates go up. It’s a great way to start growing your savings today while keeping the opportunity to earn more down the road.
- 4.01% APY* starting rate
- 14-month term with a fixed starting rate
- One opportunity to increase your rate during the term3
Teresa
Alltru Member
Limited Time CD Offers
“I’ve been a member of Alltru for more than 35 years, and there’s no better place to bank.”
Start saving for retirement.
It never hurts to be prepared.
Let’s Talk
We’re in your neighborhood.
We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.