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Cash advances, when you need them.

Could you use a little extra cash? Sure, we all could now and then. Now you can tie an Alltru Line of Credit to your checking account and grab a little cash when you need it. When you connect your Line of Credit to your checking account, available funds can automatically cover eligible overdraft fees. That means you can avoid the stress of a declined purchase and Courtesy Pay fees.

Woman standing in front of an ATM looking down at her smart phone reading about her line of credit.

Close up of a hand opening a door to talk to Alltru about a line of credit.

Alltru Line of Credit

10.25%

APR*

 

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Alltru Checking + Line of Credit

Give your checking account a backup plan.

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Get up to $20,000.

Line of Credit limit based on credit score.

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Borrow only what you need.

Don’t pay for what you don’t use.

Why Join a Credit Union | credit union vs bank | Alltru Credit Union

Cover overdrafts.

Don’t have your transaction declined.

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No transfer fee.

When your Line of Credit covers a checking account overdraft.

Alltru Line of Credit

Get started with a Line of Credit from Alltru.

  • Borrow up to $20,000
  • Connect to your Alltru savings or checking account
  • Withdraw funds using ATMs or in person

Lines of Credit

Extra cash when you need it.

As low as 10.25% APR*
Line of Credit
Term Loan amount Variable / As low as APR*
$20,000 10.25%
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  • “I feel comfortable with where my money is going at Alltru.”

    Alltru member Mariah, a young African-American woman with braids
    Mariah
    Alltru Member

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Learn how to pay, and who to contact if you need help paying your bills.

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We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.