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1st Financial is now Alltru Credit Union. Welcome! Please be sure to update your mobile banking app to the latest version today.

When we join forces, we can make a difference.

As a member of Alltru Credit Union, you’ll join a community of people from right here in St. Louis. Our members and staff are focused on meeting the greatest needs of our region – education, job training and sustainable housing.

  • Education
  • Job Training
  • Sustainable Housing

Think about it this way: 

While banks are focused on making a profit, we are here to make our region stronger than ever. It’s what we’ve been doing for 50 years, and with your help, we will continue to do even more.

Your membership in Alltru Credit Union is an investment in real and lasting change in some of St. Louis’ most under-served communities.

We hope you’ll join us, and we hope you’ll tell your friends. To us, this is about so much more than checking or savings accounts. It’s about more than loans or credit cards. This is about a brighter future for all of us.

Accessibility

For generations communities throughout St. Louis were intentionally denied access to important banking products. Checking accounts, home loans and small dollar loans have only been offered to low income or minority communities by way of predatory service providers for too long, leaving families in cycles of poverty not easily escaped.

Alltru Credit Union is a certified Community Development Financial Institution (CDFI), totally focused on overcoming barriers of accessibility for every community and household in St. Louis and St. Charles. Regardless of socio economic status, people deserve a safe way to bank and borrow money. Alltru works hard to build bridges for financial stability for all.

Ashley

Financial Empowerment Coordinator

Partnership

Many communities throughout St. Louis have been left without accessible bank or credit union branches. In an effort to build a presence in these divested communities, Alltru has partnered with local non profit organizations and programs to ensure financial stability is possible.

Urban League of Metropolitan St. Louis and Justine PETERSEN have both opened their doors for Alltru to serve their clients and partner together to provide wholistic financial capabilities programing throughout St. Louis with two full-time Alltru Financial Empowerment Coordinators in their buildings to serve clients while they are receiving services.

Alltru has also opened nearly 19,000 savings accounts for students in St. Louis in partnership with the Office of Financial Empowerment under the Office of the Treasurer of the City of St. Louis with the College Kids program. And more than 2,500 youth under the age of 25 have been provided with comprehensive financial literacy and access to free checking accounts with the STL Youth Jobs programming.

This is all done, not because it’s profitable for the credit union, but because it’s needed and it’s the right thing to do. It’s the right way to invest our time and energy.

Volunteerism

Every Alltru employee is given 8 hours of paid time each month to volunteer with a designated non profit partner. We believe that while we give small dollar grants and service our partners with programming, we also want to be hands and feet for their efforts. And we want all of our employees to play a part in the success of the cooperative and the community.

When you bank with Alltru Credit Union, you aren’t just opening a checking account or loan for yourself. You are participating and investing in a not-for-profit community development cooperative that is deploying millions of dollars in accessible, non-predatory loans to families all over St. Louis.

You are doing more than just banking. You are serving your community well.

Let’s Talk

We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.