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1st Financial is now Alltru Credit Union. Welcome!

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  2. Personal Checking

Manage your money. Manage your life.

Everyone’s different – and that’s why we’ve built our checking account options around not just how you live, but how you want to live.

Every Personal Checking account includes:

  • Access to 30,000+ ATMs
  • Free mobile and online banking
  • Federally insured up to $250,000
Alltru Checking Accounts
Type Monthly fee Debit card APY* Features
TailorMade Rewards Checking1

Choose the rewards that fit your life.

Learn more
$0

Yes
.15%

< $20,000 daily balance

.60%

balances greater than $20,000

• Interest checking account
• Choose your own rewards
• No balance minimums
Opportunity Checking

For second chances and credit scores under 550.

Learn more
$8

with direct deposit

$10

without direct deposit

Yes
.00

• For ages 18 and up
• Second chance checking for a fresh start
• Free budget and credit counseling
StepOne Teen Checking

Help your kids take their first financial steps.

Learn more
$0

Yes
.00

• For teens 13 to 17 years old
• Learn how to manage money
• Financial freedom at an early age

Not sure how to choose?

“You automatically think that when the bank is calling, they just want their money and they don’t care about any of your excuses. Little did I know, my credit union was in my corner and willing to work with me.”

Jawonna
Alltru Member
Let’s Talk

We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.