Manage your money. Manage your life.
Everyone’s different – and that’s why we’ve built our personal checking account options around not just how you live, but how you want to live.
Every Personal Checking account includes:
Alltru Checking Accounts
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Digital Banking Access your account anywhere, anytime |
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Bill Pay Pay for your expenses with ease |
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Debit Card Free VISA to pay directly from your account |
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Monthly eStatements Instant and secure delivery |
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ATM Access 30,000+ ATMs through the CO-OP network |
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Identity Theft Protection Identity theft monitoring and resolution services, including the dark web3,4,5 |
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Cell Phone Protection Coverage for damage or theft up to $600 per claim3 |
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Debit Advantage Buyers Protection & Extended Warranty Protection on purchases plus extended warranties3 |
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Travel & Leisure Discounts Save at thousands of hotels, restaurants, and more |
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Roadside Assistance Up to $100 coverage per incident, wherever and whenever3 |
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Fuel Savings Save instantly at Shell stations nationwide with Extended Gold Status6 |
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Telehealth Access video or phone visits with doctors, anytime7 |
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Competitive Yield on Balance Earn a 1.00% APY* yield on total balance |
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Monthly Service Fee To keep your account running smoothly |
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$5 |
$0 |
$8 |
Premium Checking
1% Yield on Balances
$8 Monthly Service Fee
Fee Waived on Balances of $15,000 or more.
Value Checking
0% Yield on Balances
$5 Monthly Service Fee
Basic Checking
0% Yield on Balances
$0 Monthly Service Fee
Opportunity Checking
Designed for members with a credit score below 550
0% Yield on Balances
$8 Monthly Service Fee with direct deposit
Learn More About Alltru Checking
Premium
Checking
Value
Checking
Basic
Checking
Opportunity
Checking
Ready to Become a Member?
Enjoy $300 when you open a new checking account with code CHECKING300 and complete the qualifying behaviors.*
Here’s how to get $300.
✔ Become a new Alltru member.
✔ Open any checking account using code CHECKING300 by 7/31/25.
✔ Within 60 days of checking account opening, sign up for online banking and estatements, and complete at least (2) $500 Direct Deposits.
Online and Mobile Banking
Mobile check deposits.
Deposit checks at anytime, from anywhere by snapping an image of your check with a smartphone.
Convenient debit card controls.
Lock, unlock, and re-order your debit card using the Alltru app.
Account notifications.
Get notified when a card has reached a limit, payments are due, suspicious account activity, and more.
Security, guaranteed.
Your safety is our top priority. We provide the highest levels of security, encryption, and firewalls.
Not sure how to choose?
“You automatically think that when the bank is calling, they just want their money and they don’t care about any of your excuses. Little did I know, my credit union was in my corner and willing to work with me.”
Let’s Talk
We’re in your neighborhood.
We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.