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Protect your investment.

Accidents happen. Cars breakdown. If there’s one thing that’s certain about the future – you cannot predict what will happen. With Alltru’s vehicle coverage and loan protection options, you’ll have peace of mind knowing that you’re prepared for when life throws you a curve ball.

Couple Bex and Chris pictured sitting inside of their car outside of the Alltru Branch located in Wentzville. Image is inside of a swish shape.
Bex & Chris

Alltru Members

  1. Home right arrow
  2. Membership right arrow
  3. Loan Protection

Protect your investment.

Accidents happen. Cars breakdown. If there’s one thing that’s certain about the future – you cannot predict what will happen. With Alltru’s vehicle coverage and loan protection options, you’ll have peace of mind knowing that you’re prepared for when life throws you a curve ball.

A mechanic repairing a car with gloves on holding a wrench against car. Photo is inside of a circle shape.

Extended Warranty Protection.

Vehicles usually come with a manufacturer’s warranty when you purchase it new. But what happens when that warranty runs out? Or if you buy a used car? An extended warranty protection plan makes sure you get the most out of your investment by providing protection from unexpected repair costs caused by mechanical or electrical failure. There are various levels of coverage available through our partners at Route 66 so you can choose the amount that’s right for your vehicle based on factors like age and mileage.

Extended Warranty Protection Plans

Easy Street
Easy Street Extended Warranty Plan
Factory type.
The Easy Street plan provides coverage for so many components that it’s instead easier to digest the small number of parts that are NOT covered, which include: oil, brake shoes, belts, hoses, tires, tune-up items, filters, A/C coolants, exhaust and emission parts, sound reproduction, collision avoidance, lane departure warning system and safety restraint system, lighting, cosmetic and body parts, glass and paint.
Main Street
Main Street Extended Warranty Plan
Deluxe.
The Main Street warranty covers all of the items included in the First Street plan, plus air conditioning, steering, brakes, cooling, engine, fuel delivery, front suspension (for vehicles under 85,000 miles at purchase), electrical and automatic transmission.
First Street
First Street Extended Warranty Plan
Drivetrain plus.
The First Street plan option covers the engine, standard or automatic transmission and the drive axle assembly 2-wheel, 4-wheel or all-wheel drive.
Alltru Member, Bradley, pictured at the Wentzville branch sitting at a table typing on his laptop and smiling. Picture is inside of a swipe shape.
Bradley

Alltru Member

Accidental Death & Dismemberment Protection

Accidental Death & Dismemberment (AD&D) insurance can ensure financial stability after accidents and cover anything from lost wages to hospital bills. We’ve partnered with TruStage to bring you the best service, the best rates and the best coverage. They offer affordable coverage and provide financial benefits in the case of a passing or severe injury from an accident. There is no medical exam required, no medical questions to answer and no waiting period to be covered. Plus, as a member of Alltru Credit Union you are eligible to enroll for $1,000 of no-cost TruStage Accidental Death & Dismemberment Insurance.

Let’s Talk

We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.