Give your teens the gift of financial knowledge.
There’s nothing like the feeling of financial independence – and Alltru is here to help your kids get a taste of it. Our StepOne Teen Checking accounts make it easy for you to show your kids how to manage their money – one of the most valuable lifelong skills they can have.
Avery
Alltru Member
Matt
Alltru Representative
Alltru StepOne Teen Checking Account Features
Taking the first financial step.
For teens only
Teen accounts are for kids 13-17 years old.
Manage money from anywhere
Our mobile banking app and account management tools make it easy.
Easy set up and no minimums
Set up the account for $1 and enjoy no monthly fees and no minimum balance requirements.
Free Visa debit card
Teach them to shop responsibly.
Graduate to better banking
Once your teen turns 18, if they have kept a positive balance and there are no overdrafts, they’ll be eligible to move up to our Basic Checking account.
Ready to Become a Member?
Enjoy $300 when you open a new checking account with code CHECKING300 and complete the qualifying behaviors.1
Here’s how to get $300.
✔ Become a new Alltru member.
✔ Open any checking account using code CHECKING300 by 7/31/25.
✔ Within 60 days of checking account opening, sign up for online banking and estatements, and complete at least (2) $500 Direct Deposits.
“Everyone at the branch has been so patient and wonderful with my kids. I always see the same faces and I think that’s something that really sets Alltru apart.”
Overdraft fees aren’t fun.
Interested in creating a budget?
Let’s Talk
We’re in your neighborhood.
We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.