by Emily Hechler 
A poor credit score can result in unexpected consequences that make having essential financial tools difficult. As a Community Development Financial Institution, or CDFI, Alltru is on a mission to provide accessible banking tools to the often-underserved residents of our community. While many big-name financial institutions turn away individuals with poor credit scores, we are here to help you find financial success. If this sounds like you, our Opportunity Checking account may be the solution you need. Here are four reasons why you need an Opportunity Checking account from Alltru.
Opportunity Checking exists for poor or no credit score individuals. If you’ve been turned away from other financial institutions because of having a low or no credit score, we’re ready to help. More than a third of Americans have a credit score under 600. At Alltru, our Opportunity Checking account is specifically for those with credit scores under 550. Our account is accessible so you can start creating a strong financial future.
Opportunity Checking has low monthly fees. Finding a financial institution that will give you a Checking account with no or low credit is difficult. Finding a financial institution that will give you a Checking account with no or low credit without charging high fees is even more difficult. Our Opportunity Checking account has a low monthly fee so you can keep more of your money in your account.
Opportunity Checking comes with access to essential banking needs. Our Opportunity Checking account comes with a free Visa debit card. By using a debit card instead of a credit card, you can avoid creating credit card debt that will reduce your credit score. If you need cash, you get access to 30,000 ATMs nationwide as part of our shared branch network.
Opportunity Checking gives you financial education and assistance. When you open an Opportunity Checking account, you have access to our team of financial counselors. Our CCUFC certified counselors have the necessary training to help you navigate your unique and complex financial situation. In addition, we have a variety of financial education resources like Zogo Gaming to help you grow in your understanding of the industry.
Various situations may result in a low credit score. Fortunately, we have the account you need to be equipped for a strong financial future. We believe in providing accessible tools like Opportunity Checking to build a sustainable community. Ready to apply for an account? Let’s start.
