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SAVINGS SPECIAL! Open an 8-month or 13-month or Certificate of Deposit (CD) and earn up to 4.50% APY*.

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New Member Offer

Receive $300 when you open any checking account online and complete qualifying activities.*

Limited Time Only – Ends March 31st

Take the first step to a stronger financial future.

Brighter tomorrows are ahead, perfect banking history not required. Even if other banks have turned you away, Alltru is ready to help you manage your money. This opportunity checking account is available for those who do not meet the qualifications of a Rewards Checking account.

Alltru member Michael, a young white man with blond hair wearing a dark blue t-shirt, pictured smiling outside in St. Louis

Michael

Alltru Member

New Member Offer
Limited Time Only – Ends March 31st

Enjoy $300 when you open a new checking account with code CHECKING300 with direct deposits and online banking within 60 days of account opening.*

Open Now
USE CODE: CHECKING300

How it works

  • Open a new checking account online using code by 3/31/23.
  • Sign up for online banking.
  • Complete a minimum of (2) $500 Direct Deposits within 60 days of account opening.
  • Receive your money within 15 days of completing all required behaviors.
Alltru employee Nicole, a middle-aged white woman wearing a beige top with short brunette hair, pictured smiling inside of an Alltru branch

Nicole

Alltru Representative

Alltru Opportunity Checking Account

For Credit Scores
550

And Under

Not an Alltru member yet? Get started.

Alltru Opportunity Checking Account Features

Even if you’ve never had a bank before, Alltru is here for you. 

Our financial experts are ready to help you build or rebuild your credit. The first step is having a checking account. With Alltru, you’re never on your own. As an Alltru member, you’ll have free access to our Financial Counselors. These experts will answer your questions and help you feel more confident about money.

Low monthly fees.

$10/month, or $8/month if you use direct deposit for your paycheck.

Free Visa debit card.

Pay for purchases directly from your account.

Access cash fast.

Make withdrawals from 30,000 ATMs nationwide.

Earn rewards for good decisions.

After 12 months of no overdrafts or payday loans, your account will automatically transfer to a Rewards Checking account.

Alltru Checking Accounts

Teen Checking

Learn more

$0

monthly fee

Rewards Checking

Learn more

.15%

APY*
Currently Viewing

Opportunity Checking

Learn more

$8

per month with
direct deposit

“Opportunity Checking helped me get back on the road to financial freedom. Alltru gave me that first step. They took a chance and ever since then it’s been great.”

Tranita
Alltru Member

“When you go to Alltru they know you as a person, not as a number.”

Tallya
Alltru Member

“I have always received great service. They are always able to answer every question I have and provide me with the answers I’m looking for.”

Jessica
Alltru Member
Icon with a hand and leaf above hand to represent making the most out of your money

Make the most of your money.

See how to meet your savings goals

Understanding credit scores.

Get a sense of your creditworthiness

How to create a budget.

We'll show you the way

Let’s Talk

We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.