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Start Holiday Shopping Early

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Fall just hit, but it’s never too early to start your holiday shopping! In fact, right now might be the perfect time to get your holiday shopping in. The weather is beautiful and there is less hustle and anxiety amongst other shoppers to get their holiday shopping done. Plus, the big stores have already started teasing their deals with big shopping days coming in early November. Here are a few additional reasons why you should consider beginning your holiday shopping now.

Take advantage of early sales.

You don’t have to wait until Black Friday or Cyber Monday to take advantage of great deals. There are great deals you can take advantage of even today! Industry experts believe employment shortages in the manufacturing industry this year, could lead to lower inventory on some of the items that you are waiting to buy on Black Friday or Cyber Monday. Crossing those items off of your list now can save you a massive headache later!

Avoid Potential Shipping Delays.

Most of us have experienced the stress and anxiety of a last-second online delivery that is at risk of not arriving on time. Don’t allow that kind of tension into your holiday shopping this year! Plan for delays so that you’ll have plenty of time for your gifts to arrive. You could even buy your product online and then pick it up at the store to help save on shipping fees.

Stretch out your spending.

Financially speaking, beginning your holiday shopping early makes a lot of sense. Saving all your holiday shopping for December means you can expect to take a major hit in your budget all at once. Shopping early allows you to budget out months in advance some spending designated for the holidays and lessening the blow on your finances during a shortened period. This will make the winter months less stressful when it comes to budgeting! Learn how to create a budget.

Shop with the Right Cash Back Card Credit Card.

As you start to plan your holiday shopping, consider whether you have the right credit card in your wallet to maximize each purchase. One easy way to do this is our Signature Rewards Visa Credit Card that delivers a low introductory interest rate. You’ll also earn points for every dollar you spend – points you can use for travel rewards, merchandise, or even cash back. Earning a little bit of cashback on your spending can really add up over time, and help you earn big savings over the course of the holiday shopping season.

As much as we hate those overachievers who have all their gifts bought and wrapped by Thanksgiving, we must also admit that they’re onto something. They get to enjoy the bulk of the holiday season without the burden of making lists, going from store to store, and spending hours searching online retailers. They can even save a bunch of money in the process.

The good news, however, is that you can do all of that, too. You just have to get started.

Until next time,

Holiday Shopping 2021: Why You Should Shop Early |  | Alltru Credit Union

Chelsea Springli

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