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How To Setup And Use Mobile Check Deposit

Life can get busy, and sometimes it’s a hassle to go into the branches. That’s why we offer free mobile check deposit through our mobile banking app.
Orange-colored icon with a check being inserted into phone to represent mobile check deposit

Mobile Check Deposit, or SnapDeposit, conveniently allows you to deposit checks directly into your account using the Alltru CU app on any iPhone, iPad, or Android device. SnapDeposit is a free service that saves you both time and money by securely depositing checks into your checking or savings account at anytime, from anywhere.

Follow this guide to download our mobile banking app. Or, download the Alltru CU App here:

App Store Download Icon
Google Play Download Icon

SnapDeposit Instructions:

Step 1: Log into your account on the Alltru CU app.

Step 2: Select More from the menu at the bottom of the screen.

Mobile banking menu with Accounts in an orange box

Step 3: Under the Accounts drop down menu, select SnapDeposit, the second option from the dropdown.

Mobile banking screenshot of the More tab with SnapDeposit in an orange box under the Accounts dropdown

Step 4: If you have not enrolled in SnapDeposit, you will be prompted to submit a request to ContactUs@alltrucu.org. Upon approval, it will take up to two business days to become enabled. Once the request is approved, you’ll receive notification that you are enrolled. Then, review and accept the terms and conditions. Then, select Got it, let’s go.

Mobile banking screenshot of SnapDeposit setup with Got it, let's go button in an orange box

Step 5: Prepare your check for deposit by signing your name as it appears on the front of the check AND writing ‘For Mobile Deposit Only’ on the back side of your check in the endorsement section.

The back of your check should look like this:

Infographic showing how to prepare your check for deposit: On the back of check, Sign Your Name and Write 'For Mobile Deposit Only' above the line.

Step 6: Select an account under Deposit Account dropdown where the funds will be deposited into and enter the amount of money specified on the check into Deposit Amount section beneath the Deposit Account section.

Mobile banking screenshot of SnapDeposit with Deposit Account and Deposit Amount in an orange box

Step 7: Next, follow the instructions to take a photo of the front and back of the check. Make sure the check is visible and clear.

Someone holding their phone and taking a photo of their check for mobile deposit

Tip: Take the photo against a background with a contrasting color. For example, on a white check use a dark background.

Step 7: Select the Submit deposit button from the bottom of the screen. Once submitted, the screen will note that the deposit was successful. A confirmation email will be sent indicating that the check is being processed and you will also see the deposit in your account history if successful.

Mobile banking screenshot of SnapDeposit with the submit deposit button in an orange box

You’re done!

As a precaution, make sure to keep the original check for at least 30 days after mobile deposit.

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