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Update: Due to unforeseen circumstances caused by local power line work, our Wentzville Branch lobby is currently closed. The Wentzville drive thru is open for regular business. We apologize for any inconvenience. View our hours and full network of locations.

Why Join a Credit Union

It seems like there’s a bank around every corner, and they are constantly advertising for your business. A credit union is a lot like a bank, but Alltru Credit Union is better (we might be a little biased). Here’s why.


Alltru Credit Union is non-profit member-owned cooperative that was built to help people achieve their financial dreams. Since 1968, our mission has been to save you money, make you money, and save you time.

When you join Alltru Credit Union, you become a member and part owner. Along with your fellow members, you have the chance to elect our volunteer board of directors. You get a direct line to the top – and you can rest assured they’re looking out for your best interests.

On the other hand, banks are controlled by Stockholders who make decisions based on maximizing profit. Their mission is to sell you products, whereas credit unions are service driven.



We believe stronger communities benefit everyone. We are proud to both take the lead and stand beside our members as we make our hometowns even better places to live, work and play. We are an official Community Development Financial Institution (CDFI), meaning it is part of our primary mission to promote community development, serve low-income residents, and maintain accountability to our communities.

Along with giving back to the community, we spread financial knowledge to all of our members by hosting free seminars so that they can manage their money responsibly and achieve their financial goals – whatever they may be.

Alltru was built upon the philosophy of “people helping people”, in which our organization exemplifies to this day. Together, we make our community stronger.

Higher-interest savings. Lower-interest loans.

Alltru Credit Union is a not for profit financial institution. So, unlike a bank, we’re not here to make money off you. We’re here to save you money. With us, you’ll earn more on your savings. 

Credit Union profits are reinvested in the form of reduced fess, higher-interest savings, and better interest rates. On the other hand, banks focus on making a profit and stack fees upon more fees for basic services.

Hopefully you’ve learned more about the differences between banks and credit unions. Have we changed your mind yet?

Now that you know, we’d love to have you join the better way to bank at Alltru Credit Union.

Learn more about membership here.