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Take the next right step towards retirement.

Are you dreaming about a financial future you can look forward to? With our IRA Savings account, you will effortlessly accumulate funds over time with potential tax benefits, a competitive dividend rate, and no minimum balance requirements. 

An IRA Savings account lets you save money over time, so you can open the long-term savings product of your choice when you are ready.  Take back your control and begin building toward a brighter and rewarding future.

For the best user experience, please apply using a desktop browser such as Google Chrome™, Microsoft Edge®, or Firefox™.

Alltru member Eliza in a teal blouse smiling outside a branch

Eliza

Alltru Member

Alltru Member Marshall sitting on a bench resting his left arm on the back smiling about his IRA Savings account

Marshall

Alltru Member

IRA Savings Account

1.00%

APY*

 

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Open Online

For the best user experience, please apply using a desktop browser such as Google Chrome™, Microsoft Edge®, or Firefox™.

*View full rate information and qualifiers.

IRA Savings Account Benefits

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No Minimum Balance Required

Start saving now with as little as $1 – and see how your money grows over time so you can achieve your financial goals.

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Competitive Dividend Rate

While you work to build your larger investment balance, your IRA Savings account earns a competitive interest rate.

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Tax Benefits

Contributions to your IRA Savings account can have tax benefits, so check with your tax advisor for full details.

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Flexibility as a Traditional or Roth IRA

Set up an IRA Savings account as a Traditional or Roth account, depending on your needs.

Why is Alltru the better way

to bank for retirement?

At Alltru, you’re not merely a customer but a respected member and co-owner. Whether participating in board elections, experiencing personalized service, or contributing to community building, becoming part of Alltru means embracing a superior banking experience. Join us today, and let’s embark on a journey to achieve your goals together!

“Every time I call in, they’ve always been helpful and answer my questions. And if they can’t they transfer me to someone who could. It’s always a positive experience.”

Alltru member Victoria, a middle-aged White woman with shoulder-length, straight red hair
Victoria
Alltru Member
Let’s Talk

We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.