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⚠FRAUD ALERT: Scammers may impersonate Alltru through fake texts and phone calls about debit card transactions. Do not click links or share personal or account information. If you suspect you received a scam phone call, hang up and call us back.

All Alltru branches will be closed Friday, June 19th, in observance of Juneteenth. We will resume normal branch hours Saturday, June 20th. All of our ATM, online & mobile banking services continue to be available 24/7.

Rates

Great Rates. Better Banking.

  • Competitive rates
  • Flexible options
  • Helpful support
  • No hidden surprises

Loans

Auto Loans

The open road is waiting for you.

As low as 3.99% APR*
New/Used Auto Loans1
Term As low as APR*
36 months 3.99%
48 months 5.24%
60 months 5.24%
72 months 5.99%
73 to 84 months 7.74%
First Time Buyer Program
Term As low as APR*
Up to 72 months Less than $20,000 15.99%

Home Loans

Put your plans into action.

As low as 6.59% APR*
Home Equity Loans2
Term Loan amount As low as APR*
Up to 5 years (up to 90% max CLTV) $10,000 minimum 6.59%
8 years (up to 90% max CLTV) $10,000 minimum 6.79%
15 years (up to 90% CLTV) $10,000 minimum 6.99%
20 years (up to 90% CLTV) $10,000 minimum 7.19%
Home Equity Lines of Credit3
Term Loan amount Variable / As low as APR*
Up to 25 years
SPECIAL 5.69% APR* INTRODUCTORY OFFER
$10,000 minimum 7.50%
Home Improvement Loans4
Term Loan amount As low as APR*
Up to 180 months $2,500 to $10,000 6.24%
Up to 180 months $10,001 to $25,000 7.24%
Mortgages
Term Loan amount As low as APR*
Varying Terms Get a quote for the most current rates

Consumer Loans

Support when you need it most.

As low as 6.00% APR*
Personal Loan5
Term Max loan amount As low as APR*
Up to 24 months $20,000 10.84%
36 months $20,000 11.80%
48 months $20,000 12.30%
60 months $20,000 12.99%
Credit Builder Loan6
Term Max loan amount As low as APR*
Up to 24 months $2,000 12.00%
Line of Credit7
Term Loan amount Variable / As low as APR*
$20,000 10.25%
Shared Secured
Term Loan amount As low as APR*
Up to 24 months 6.00%
Certificate Secured
Term Loan amount As low as APR*
Up to 24 months 2.00% above CD rate

Recreational Loans

Water or land, we've got you covered.

As low as 6.74% APR*
Boat, Jet Ski & ATV Loan (New/Used)
Term Loan amount As low as APR*
Up to 60 months Less than $20,000 8.84%
72 month minimum More than $20,000 8.84%
73 to 96 months More than $25,000 9.49%
120 month minimum More than $25,000 9.74%
144 month minimum More than $25,000 10.24%
Motorcycle Loan (New/Used)
Term Loan amount As low as APR*
Up to 36 months 6.74%
37 to 72 months 7.39%
73 to 84 months 7.99%
RV Loan (New/Used)8
Term Loan amount As low as APR*
Up to 60 months 8.84%
72 month minimum More than $10,000 8.84%
84 month minimum More than $10,000 9.49%
96 month minimum More than $10,000 9.49%
120 month minimum More than $15,000 9.74%
144 month minimum More than $15,000 10.24%
180 month minimum More than $25,000 10.49%
240 month minimum More than $30,000 10.74%
Golf Cart Loan
Term Loan amount As low as APR*
Up to 24 months More than $5,000 8.94%
25 to 36 months More than $10,000 8.94%
37 to 48 months More than $15,000 8.94%

Savings

Certificate of Deposit

Earn more interest than a traditional savings account.

As high as 3.95% APY*
Certificate of Deposit (CD)9
Type Term APY*
3 month 1.00%
6 month 2.50%
7 month
CD Special Rate9
3.95%
12 month 3.50%
13 month
CD Special Rate9
3.85%
18 month 2.00%
24 month 2.05%
36 month 2.05%
48 month 1.70%
60 month 1.70%

Savings

Start building financial security.

As high as 5.01% APY*
Primary Savings
Debit Card APY Features
Yes .05% • 30,000 ATM access nationwide
• Free mobile and online banking
• Federally insured by the NCUA
RollUp Savings10
Debit Card APY Features
Yes 5.01% • Every purchase is rounded up
• Nightly, automatic transfer of extra funds
• Earnings deposited into savings fund
High Yield Online Savings11
Debit Card APY Features
Yes 2.00% less than $25,000 daily balance • $0 minimum balance
• No withdraw penalties
• No maintenance fees
Yes .05% more $25,000 daily balance • $0 minimum balance
• No withdraw penalties
• No maintenance fees
Health Savings Account (HSA)12
Debit Card APY Features
Yes .10% • Save toward future medical expenses
• No “spend it or lose it” stipulations
• Tax advantages
Cubby Youth Savings13
Debit Card APY Features
Yes 5.01% • For kids 7 and under
• Prizes for deposits over $10
• Annual birthday surprise
TruSpend Savings14
Debit Card APY Features
Yes .05% • For teens 8 to 17 years old
• No minimum balance
• No monthly fees
Holiday Savings
Debit Card APY Features
• Free automatic savings
• Automatic transfer in October
IRA Savings Account15
Debit Card APY Features
1.00% • No minimum balance required
• Beneficial tax benefits
• A competitive dividend rate
• Flexibility as a Traditional or Roth

Money Market

Easy access, high dividends.

As high as .15% APY*
Money Market16
Balance APY*
$250 0.05%
$50,000 0.10%
$100,000 0.15%

Individual Retirement Account (IRA) Certificate

Available as a Traditional, Roth, or Coverdell certificate.

As high as 3.95% APY*
Individual Retirement Account (IRA) Certificate17
Term APY*
3 month 1.00%
6 month 2.50%
7 month
IRA Special Rate17
3.95%
12 month 3.50%
13 month
IRA Special Rate17
3.85%
18 month 2.00%
24 month 2.05%
36 month 2.05%
48 month 1.70%
60 month 1.70%

Checking

Checking

Checking that pays you back.

1.00% APY*
Premium Checking18
Monthly Fee Features APY
$8 waived for monthly fees greater than $15,000 • Identity Theft Protection
• Cell Phone Protection
• Telehealth
• And more
1.00%

Credit Cards

Visa Credit Cards

Built for your spending needs.

As low as 11.49% APR*
Signature Rewards Visa19
Term Variable rate / as low as APR*
View Terms 13.49%
Premier Rate Visa19
Term Variable rate / as low as APR*
View Terms 11.49%
Blue Secured Visa19
Term Variable rate / as low as APR*
View Terms 18.00%