Skip to main content

Your Visa credit card questions, answered.

We offer some of the lowest rates available. Your rate is based in part on your credit score and with the Visa Rewards and Low Rate credit card, can be as low as 4.99% for 12 months on balance transfers. After this promotional period ends your standard APR will apply to all new purchases and balance transfers and all unpaid balances.

You can make a credit card payment any time by making a payment through online or mobile banking, signing up for Bill Pay, by calling us at (636) 916-8300 or chatting with us online during normal business hours.

Once the application is approved, it typically takes 5-7 days to receive your new credit card in the mail.

Yes. You can absolutely make payments using your Apple iPhone and any Alltru credit card. With a simple touch of the screen, your payment can instantly be made. We also offer Google Pay Send, Samsung Pay, and Visa Checkout.

As a valued credit union member, having an Alltru Visa credit card makes smart financial sense. Our Visa credit card options give you the purchasing power you deserve while saving you money over higher interest rate cards with every statement. We offer a great interest rate and local service as well! 

You have several options. First log into online or mobile banking and turn your credit card off to prevent additional fraud. Next, call the number on the back of your card, or call (636) 916-8300 during normal business hours to notify us of the fraud. After hours call (888) 918-7313 for both debit and credit cards.

First, log into online or mobile banking and turn your credit card off to prevent any fraudulent charges. Then please call us at (866) 820-8835 for debit cards and (800) 449-7728 for credit cards as quickly as possible.

Unlike other credit cards, the only fees we charge are for a late payment, which is up to $18, a returned payment fee of up to $27, and a cash advance fee of 2%. There is a $10 minimum fee and a $25 maximum fee for cash advances.

Absolutely. We make it easy to transfer balances from your other credit cards (national or store cards) and save you money with a lower interest rate. Even better, Alltru doesn’t charge a fee to transfer balances.

Please call us at (636) 916-8300, chat with us online, or come into any local branch to discuss a credit increase.

By choosing the Alltru Rewards Visa credit card, you’ll earn bonus points for every dollar you spend on the card. Rewards bonus points can be redeemed for valuable merchandise, travel, and more. Visit to learn more.

VISA Credit Card FAQs |  | Alltru Credit Union