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Take the first step to a stronger financial future.

Brighter tomorrows are ahead, perfect banking history not required. Even if other banks have turned you away, Alltru is ready to help you manage your money. This opportunity checking account is available for people with lower credit scores that may not meet other checking account requirements.

Alltru member Michael, a young white man with blond hair wearing a dark blue t-shirt, pictured smiling outside in St. Louis for his opportunity checking account

Michael

Alltru Member

Alltru employee Nicole, a middle-aged white woman wearing a beige top with short brunette hair, pictured smiling inside of an Alltru branch for her opportunity checking account

Nicole

Alltru Representative

Alltru Opportunity Checking Account

For Credit Scores
550

And Under

Not an Alltru member yet? Get started.

Alltru Opportunity Checking Account Features

Whether you’ve banked before or not, Alltru is here for you with opportunity checking. 

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Low monthly fees

$10/month, or $8/month if you use direct deposit for your paycheck.

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Access cash fast

Make withdrawals from 30,000 ATMs nationwide.

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Free Visa Debit Card

Pay for purchases directly from your account.

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Earn rewards for good decisions

After 12 months of no overdrafts or payday loans, your account will automatically transfer to a Basic Checking account.

Let’s Talk

We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.