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New Member Offer

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Open a checking account and get $300!*

See details.

Limited Time Only – Ends 4/30/25

Premium banking for your financial growth.

You’ve worked hard for your money. And now, we’re going to work for you. We start with higher interest rates, but we don’t stop there. With Alltru Premium Checking, we give you convenient banking with security, lifestyle perks, and opportunities for growth to preserve your wealth and peace of mind.

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Meghan

Alltru Member

Alltru member Annie in a red blouse smiling outside

Annie

Alltru Member

Alltru Premium Checking Account

1.00%

APY*

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Monthly fee as low as $8.

Fee is waived for monthly balances greater than $15,000.

*View full rate information and qualifiers.

Alltru Premium Checking Account Features

Take advantage of the perks that come with a premium banking experience.

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Competitive yield

Earn a 1.00% APY* yield on your total balance in the account.

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Identity theft protection

Identity theft monitoring and resolution services, including the dark web.3,4,5

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Fuel savings

Save instantly at Shell stations nationwide with Extended Gold Status.6

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Roadside assistance

Up to $100 coverage per incident, wherever and whenever.3

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24/7 telehealth

Access video or phone visits with doctors, anytime.7

Debit advantage

Protection on purchases plus extended warranties.3

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Travel and leisure discounts

Save at thousands of hotels, restaurants, and more.

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Cell phone protection

Coverage for damage or theft up to $600 per claim.3

Alltru Premium Checking Account Benefits

Understanding Your Checking Benefits

Cell Phone Protection

Receive up to $600 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims and maximum of $1,000 per eligible account, per twelve-month period. Covers up to four phones on a cell phone bill.3 (Cell phone bill must be paid with eligible account.)

Debit Advantage®

Buyers Protection covers items for 90 days from the date of purchase against accidental breakage, fire or theft.3

Extended Warranty extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years.3 (Item(s) must be purchased entirely with this account for coverage)

Identity Theft Expense Reimbursement Coverage

Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.2,3

Comprehensive Identity Theft Resolution Services

Should you suffer identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored.

Credit File Monitoring

Daily credit file monitoring and automated alerts of key changes to your credit report. (Registration and activation required.)

Dark Web Monitoring

Monitor your personal information on the dark web and receive alerts when your personal information is exposed. (Registration and activation required.)

Financial Wellness 360º

Access your financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness. (Available via mobile or web only.)

Credit Score Simulator

Use the Score Simulator to see how actions like increasing card limits, or paying off a loan, impact your VantageScore credit score.4 (Registration and activation required.)

Credit Report and Score

Access to credit report and credit scores.4 (Registration and activation required.)

Credit Score Tracker

Receive valuable insight into your credit score.4,5

Identity Monitoring

Monitoring of over 1,000 databases. (Registration and activation required.)

Travel and Leisure Discounts

Money-saving discounts from thousands of local and national businesses. Redeem and print coupons online or access discounts from a mobile device. Digital Access makes saving super easy and convenient giving instant savings anytime and anywhere. (Available via mobile or web only.)

Roadside Assistance Service

24-hour coverage for roadside assistance services including towing, fuel/oil/fluid/water delivery, and battery/lock-out/tire assistance up to $100 per occurrence. Max of two occurrences per 12 month period.3

Fuel Savings

Join the Fuel Rewards® program and save 5¢/gal on every fill-up at participating Shell stations with Extended Gold Status. Simply enter your phone number or Alt ID at the pump to see the savings instantly.6

Enjoy 24/7 access to video or phone consultations with U.S.-based, board-certified doctors for urgent care or mental health support—for you and your family—all with zero copays.7 (Registration and activation required.)

Ready to Become a Member?

New Member Welcome Bonus
$300 Limited Time Offer

Enjoy $300 when you open a new checking account with code CHECKING300 and complete the qualifying behaviors.*

Open Now
Promo code: Checking300 | Offer Expires: 4/30/25

Here’s how to get $300.

 

✔ Become a new Alltru member.

✔ Open any checking account using code CHECKING300 by 4/30/25.

✔ Within 60 days of checking account opening, sign up for online banking, and complete at least (2) $500 Direct Deposits.

Alltru Checking Accounts

Opportunity Checking

Learn more

$8

per month with
direct deposit

Teen Checking

Learn more

$0

monthly fee

Basic Checking

Learn more

$0

monthly fee

Value Checking

Learn more

$5

monthly fee

Currently Viewing

Premium Checking

Open an account

1.00%

APY*

“I appreciate how the employees know your name and they support you to figure out your best option that will fit your needs.”

Alltru member Meaghan, a young African-American woman with short, curly hair and glasses
Meaghan
Alltru Member

“When you go to Alltru they know you as a person, not as a number.”

Alltru member Tallya, an older African-American woman with short dark hair
Tallya
Alltru Member

“Alltru is more than a financial institution, it’s a community all working together for the greater good and to help everyone reach their financial goal.”

Alltru member Tranita, a young African-American woman with long, straight dark hair
Tranita
Alltru Member
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Make the most of your money.

See how to meet your savings goals

Developing healthy financial habits.

Feel more confident

Saving for retirement.

Let's start with the basics

Let’s Talk

We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.