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Service Charges

Miscellaneous Fee Items

Account History Printout

$3.00

Account Re-opening Fee

$10.00

Account Research (per 15 minutes)

$5.00

ACH Return Fee  +

$29.50

ATM NSF Fee +

$29.50

ATM Deposit Adjustment (per adjustment)

$10.00

ATM Transaction Fee (Out of network)

$2.00

Check Clearing Inquiry (per inquiry)

$2.00

Check Copy (per check)

$3.00

Check Printing Fee

Varies

Collection Fee

$20.00

Consumer Electronic Bill Pay

Free

Consumer Loan Late Fee

Up to $25.00

Convenience Payment Fee

$8.50

Courtesy Pay Fee  +

$29.50

CU Money Card (per card)

$5.00

Debit Card Replacement Fee

$10.00

Deposited Checks Returned Unpaid

$29.50

Early Account Closure (30 days)

$10.00

Early Holiday Club Withdrawal

$25.00

Electronic Bill Pay NSF  +

$29.50

Electronic Bill Pay Stop Pay

$29.50

Garnishment/Levy/Lien Processing

$35.00

Mail Maintenance Fee

$5.00

Money Orders

$3.00

Monthly Inactive Account  (no activity 48 months)

$10.00

Monthly Paper Statement Fee

$3.00

Non-Member Check Cashing (of check amount)

1%

NSF Fee (Uncollected or Returned)  (per item)  +

$29.50

Official Check

$4.00

Overnight Rush Payment

$19.95

Second-Day Electronic Delivery

$4.95

Second-Day Rush Check Payment

$14.95

Statement Copy (per month)

$5.00

Stop Pay

$29.50

Stop Pay Cancellations (per Item)

$5.00

Temporary Checks (per check)

$0.10

Wire Transfer (International)

$50.00

Wire Transfer (Outgoing)

$25.00

Alltru Federal Credit Union Credit Card Fees

Cash Advance

2% of each cash advance ($10 min. – $25.00 max.)

Balance Transfer

2% of each transfer or $20.00 whichever is greater

Foreign Transaction

1% of each foreign currency transaction in U.S. Dollars or 1% of each U.S. Dollar transaction that occurs in a foreign country

Late Charge – Up to $18.00

Up to $18.00

Returned Payment – Up to $27.00

Up to $27.00

Minimum Balance Fees By Share Type

Checking Plus (minimum balance $500.00)

$10.00

Financial Partners (minimum balance $2,000.00)

$10.00

Money Market (minimum balance $250.00)

$10.00

Premium Checking (minimum balance $15,000.00)

$8.00

Monthly Fees By Share Type

Opportunity Checking

$10.00

Opportunity Checking with Direct Deposit

$8.00

Opportunity Checking II

$10.00

Opportunity Checking II with Direct Deposit

$8.00

Business Checking

$7.00

Value Checking

$5.00

+ For additional information concerning Courtesy Pay fees and NSF/returned item fees, please refer to our Overdraft Policy.

Updated 1/1/2026

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