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Washington Ave Branch Closure: Our downtown St. Louis (Washington Ave) branch will be closed on Saturday, July 18, due to a non-functioning air conditioner. We apologize for the inconvenience. Please use digital banking, visit another Alltru branch, or access your accounts through Shared Branching.

Service Charges

Miscellaneous Fee Items

Account History Printout

$3.00

Account Re-opening Fee

$10.00

Account Research (per 15 minutes)

$5.00

ACH Return Fee  +

$29.50

ATM NSF Fee +

$29.50

ATM Deposit Adjustment (per adjustment)

$10.00

ATM Transaction Fee (Out of network)

$2.00

Check Clearing Inquiry (per inquiry)

$2.00

Check Copy (per check)

$3.00

Check Printing Fee

Varies

Collection Fee

$20.00

Consumer Electronic Bill Pay

Free

Consumer Loan Late Fee

Up to $25.00

Convenience Payment Fee

$8.50

Courtesy Pay Fee  +

$29.50

CU Money Card (per card)

$5.00

Debit Card Replacement Fee

$10.00

Deposited Checks Returned Unpaid

$29.50

Early Account Closure (30 days)

$10.00

Early Holiday Club Withdrawal

$25.00

Electronic Bill Pay NSF  +

$29.50

Electronic Bill Pay Stop Pay

$29.50

Garnishment/Levy/Lien Processing

$35.00

Mail Maintenance Fee

$5.00

Money Orders

$3.00

Monthly Inactive Account  (no activity 48 months)

$10.00

Monthly Paper Statement Fee

$3.00

Non-Member Check Cashing (of check amount)

1%

NSF Fee (Uncollected or Returned)  (per item)  +

$29.50

Official Check

$4.00

Overnight Rush Payment

$19.95

Second-Day Electronic Delivery

$4.95

Second-Day Rush Check Payment

$14.95

Statement Copy (per month)

$5.00

Stop Pay

$29.50

Stop Pay Cancellations (per Item)

$5.00

Temporary Checks (per check)

$0.10

Wire Transfer (International)

$50.00

Wire Transfer (Outgoing)

$25.00

Alltru Federal Credit Union Credit Card Fees

Cash Advance

2% of each cash advance ($10 min. – $25.00 max.)

Balance Transfer

2% of each transfer or $20.00 whichever is greater

Foreign Transaction

1% of each foreign currency transaction in U.S. Dollars or 1% of each U.S. Dollar transaction that occurs in a foreign country

Late Charge – Up to $18.00

Up to $18.00

Returned Payment – Up to $27.00

Up to $27.00

Minimum Balance Fees By Share Type

Checking Plus (minimum balance $500.00)

$10.00

Financial Partners (minimum balance $2,000.00)

$10.00

Money Market (minimum balance $250.00)

$10.00

Premium Checking (minimum balance $15,000.00)

$8.00

Monthly Fees By Share Type

Opportunity Checking

$10.00

Opportunity Checking with Direct Deposit

$8.00

Business Checking

$7.00

Value Checking

$5.00

+ For additional information concerning Courtesy Pay fees and NSF/returned item fees, please refer to our Overdraft Policy.

Updated 7/1/2026

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