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  3. How To Setup And Use Mobile Check Deposit

How To Setup And Use Mobile Check Deposit

Life can get busy, and sometimes it’s a hassle to go into the branches. That’s why we offer free mobile check deposit through our mobile banking app.
 
Orange-colored icon with a check being inserted into phone to represent mobile check deposit

Mobile Check Deposit, or SnapDeposit, conveniently allows you to deposit checks directly into your account using the Alltru CU app on any iPhone, iPad, or Android device. SnapDeposit is a free service that saves you both time and money by securely depositing checks into your checking or savings account at anytime, from anywhere.

Follow this guide to download our mobile banking app. Or, download the Alltru CU App here:

App Store Download Icon
Google Play Download Icon
SnapDeposit Instructions:
 

Step 1: Open the Alltru CU App and sign into your account.

Step 2: Select SnapDeposit from the middle of the menu on the bottom of screen and click on the green button Got it, let’s go.

Mobile banking screenshot with an orange box highlighting the SnapDeposit option at the bottom menu
Mobile banking screenshot of SnapDeposit widget with an orange box highlighting the Got it, let's go button

Step 3: If you have not enrolled in SnapDeposit, you will be prompted to submit a request to ContactUs@alltrucu.org. Upon approval, it will take up to two business days to become enabled. Once the request is approved, you’ll receive notification that you are enrolled. Then, review and accept the terms and conditions.

Step 4: Prepare your check for deposit by signing your name as it appears on the front of the check AND writing ‘For Mobile Deposit Only’ on the back side of your check in the endorsement section.

The back of your check should look like this:

Infographic showing how to prepare your check for deposit: On the back of check, Sign Your Name and Write 'For Mobile Deposit Only' above the line.

Step 5: Select an account under Deposit Account dropdown where the funds will be deposited into and enter the amount of money specified on the check into Deposit Amount section beneath the Deposit Account section.

Mobile banking screenshot of SnapDeposit widget with an orange box highlighting the Deposit Account and Deposit Amount fields

Step 6: Next, follow the instructions to take a photo of the front and back of the check. Make sure the check is visible and clear.

Someone holding their phone and taking a photo of their check for mobile deposit

Tip: Take the photo against a background with a contrasting color. For example, on a white check use a dark background.

Step 6: Select the Submit deposit button from the bottom of the screen. Once submitted, the screen will note that the deposit was successful. A confirmation email will be sent indicating that the check is being processed and you will also see the deposit in your account history if successful.

Mobile banking screenshot showing SnapDeposit screen with orange box highlighting Submit Deposit button

You’re done!

As a precaution, make sure to keep the original check for at least 30 days after mobile deposit.

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