Skip to main content
Due to routine system maintenance, Online & Mobile Banking will be temporarily unavailable on Tuesday, June 25 from 7:30-9:00 PM CST. We apologize for any inconvenience this may cause.

Enhancing Your Banking Journey with Alltru’s Rewards Checking Account

Enhancing Your Banking Journey with Alltru's Rewards Checking Account

Grocery and gas prices continue to rise, but are you earning any cashback rewards for all your spending? If not, you’re missing out on what could be a great savings strategy and personal reward for yourself, which is why I’m excited to tell you about Alltru’s reward checking account.

For those of you who aren’t as familiar with who we are, Alltru Credit Union was established in 1968 as a full-service financial cooperative, and our mission is to improve the economic well-being of our members.

Why You Should Consider Our Rewards Checking Account

When exploring the various available checking account options, it’s natural to question what sets Alltru’s rewards checking account apart from the rest. With Alltru’s Rewards Checking account, you get to choose three reward options that work best for you.

  • Savings Bonus: Plan for a prosperous future by investing in a Certificate of Deposit (CD) with a bonus. Watch your long-term savings grow with higher interest rates, making wealth-building a breeze.
  • Cash Back Rewards: Imagine a world where your shopping not only checks off your list but also boosts your bank account. With our TailorMade Rewards Checking Account, each card swipe earns you $.05. It adds up to a cool $50 every month, turning your daily buys into a delightful source of income.
  • High-Interest Rates: If the savings bonus and cash-back rewards weren’t enticing enough, let’s talk high-interest rates. Your daily balance won’t just chill; it’ll thrive with a solid .15% APY* for balances under $20k and a jaw-dropping .60% APY* for balances over $20k.
  • ATM Fee Refunds: We refund up to $25 of your ATM fees every month. No more worrying about extra charges—just smooth, fee-free withdrawals.
  • Loan Perks: Got a loan with us? You might be in for a treat with monthly rebates added to your checking account, giving you extra savings.
  • Overdraft Got Your Back: Life happens, and we get it. That’s why we cover up to two overdraft fees annually, providing a safety net during unexpected financial hiccups.
  • Skip A Loan Payment: Need a breather? You can skip your auto payment once a year, and we’ll refund the fee. It’s a handy option for temporary financial bumps or when you need extra wiggle room in your budget.

Envisioning The Financial Journey Alongside Alltru Credit Union

Have you ever felt the weight of banking with institutions that seem indifferent to your needs? Unfortunately, it’s an all too familiar tale. At Alltru, we want to come alongside and help you in a way that many profit-centered institutions won’t. While we share some traits with traditional banks, our essence lies in being different—better, in fact. Here are a few things that set Alltru apart:

  • You’re not a customer. You’re a member.

At Alltru Credit Union, we believe every member is an owner. As a valued member, you have the opportunity to participate in electing our volunteer board of directors, who work hard to represent your best interests. You can feel confident knowing that you have a direct line to the credit union leaders, who are always there to help you with your financial needs.

  • Better, more personalized service.

Navigating through a bank maze can be overwhelming. But at Alltru, we see and hear you as an individual. Whether in person, online, or over the phone, we take the time to understand your unique needs and help you find the right products—no pushy sales, just genuine support.

  • Here to help – everyone.

Strong communities benefit everyone. We’re committed to making our hometowns a better place to live, work, and play. As a Community Development Financial Institution (CDFI), we aim to promote community development, serve low-income residents, and keep our communities flourishing.

Rewards Checking has no monthly fees and it does everything we it to do. Refunded ATM fees allow me to use it when I’m out of state without any penalties.

Alltru Member

How To Open A TailorMade Rewards Checking Account

Are you ready to take the first step toward achieving your goals? It’s as easy as a single click! We’ve simplified the process for you so that you can get started today without any guesswork. Don’t wait any longer to turn your dreams into reality!

  1. Visit the TailorMade Rewards Checking Account landing page.
  2. Scroll down and click “Open Now” to kick off the 3-step process.
    1. Choose your account type and answer a few preference-related questions.
    1. Open a Primary Savings account with just $1.00.
  3. Complete the form and submit it. Our team will process it within 3 business days and may reach out for additional info.

Once processed, our team will confirm your account setup, and you’re ready for your first deposit.

In Summary

Creating a brighter financial future requires a solid plan and decisive action. Seize today’s opportunity to embark on a journey toward financial security and prosperity with Alltru. If you have questions or decisions, schedule an appointment with our member service representative. We’re here to guide you confidently into a future of financial well-being. Your path to a sustainable and fulfilling financial future begins with a simple yet impactful decision—make it today!