Receive a $300 Home Depot eGift Card when you open a Home Equity Loan OR Home Equity Line of Credit (HELOC).¹
Finally, someday can be today – thanks to Alltru.
Ready to make some upgrades? Need to consolidate high-interest debt? The equity you’ve built in your home could help you turn those dreams into reality. There’s no reason to put it off any longer. Let Alltru Credit Union help you move forward. Our Home Equity Loans and Home Equity Lines of Credit can help you get the cash you need – exactly how you need it.
Compare Alltru Home Equity Loans
| Type | Loan amount | Term | As low as APR* |
|---|---|---|---|
Home Equity Loan1 |
$10,000 minimum |
8 years (up to 90% max CLTV) |
5.99% |
$10,000 minimum |
15 years (up to 90% CLTV) |
6.99% |
|
Home Equity Line of Credit (HELOC)2Special 3.99% APR* Introductory Offer |
$10,000 minimum |
Up to 25 years |
8.75% |
Home Equity Loan Overview
A home equity loan acts like a traditional loan – helping you draw on the equity of your home to borrow money at a very low rate. You can use the money for anything: home repairs or upgrades, education expenses, even a vacation. It’s up to you.
Low fixed rates.
And flexible terms up to 15 years.
No closing costs.
And no hidden fees.
Predictable payments.
All supported by a friendly, knowledgeable staff.
Alltru Home Equity Loan Rates
| Type | Loan amount | Term | As low as APR* |
|---|---|---|---|
Home Equity Loan1 |
$10,000 minimum |
8 years (up to 90% max CLTV) |
5.99% |
$10,000 minimum |
15 years (up to 90% CLTV) |
6.99% |
Sign up for automatic payments and get a 0.25% rate discount.1
Home Equity Line of Credit
APR*
APR*
*View full rate information and qualifiers.
Home Equity Line of Credit Overview
It never hurts to be prepared for the unexpected. A home equity line of credit from Alltru Credit Union works like a home equity loan, but gives you access to your funds, via online banking or in-person transactions, just like a traditional bank account.
Wide range of credit lines.
From $10,000 to $200,000.
Introductory 3.99% APR.
For the first 6 months.
Easy access to funds – your way.
Via online banking or in-person transactions.
Flexible 5-year draw with varying payback periods.
10, 15, or 20 years depending on the loan amount.
Alltru Home Equity Line of Credit Rates
| Type | Loan amount | Term | As low as APR* |
|---|---|---|---|
Home Equity Line of Credit (HELOC)2Special 3.99% APR* Introductory Offer |
$10,000 minimum |
Up to 25 years |
8.75% |
Looking for help paying your loan?
Learn how to pay, and who to contact if you need help paying your bills.
Let’s Talk
We’re in your neighborhood.
We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.