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Due to inclement weather and for the safety of our employees, all Alltru lobbies will be closed today, Wednesday February 12th.  Back office staff is working normal business hours and are available to assist you at (636) 916-8300 or through text and video chat.  Please use online and mobile banking to access your accounts or locate a 24 hour ATM near you.   

Our website will be undergoing maintenance Thursday, February 13th at 10 PM to Friday, February 14th at 4 AM. Brief downtime may occur. We appreciate your patience!

Finally, someday can be today – thanks to Alltru.

Ready to make some upgrades? Need to consolidate high-interest debt? The equity you’ve built in your home could help you turn those dreams into reality. There’s no reason to put it off any longer. Let Alltru Credit Union help you move forward. Home Equity Loans and Home Equity Lines of Credit can help you get the cash you need – exactly how you need it.

Couple standing with arms around each other while overlooking their backyard.

Finally, someday can be today – thanks to Alltru.

Ready to make some upgrades? Need to consolidate high-interest debt? The equity you’ve built in your home could help you turn those dreams into reality. There’s no reason to put it off any longer. Let Alltru Credit Union help you move forward. Home Equity Loans and Home Equity Lines of Credit can help you get the cash you need – exactly how you need it.

Compare Alltru Home Equity Loans
Type Loan amount Term As low as APR*
Home Equity Loan1

$10,000 minimum

8 years (up to 90% max CLTV)

7.24%

$10,000 minimum

15 years (up to 90% CLTV)

8.24%

Home Equity Line of Credit (HELOC)2
Special 6.89% APR* Introductory Offer

$10,000 minimum

Up to 25 years

8.25%

Home Equity Loan Overview

A home equity loan acts like a traditional loan – helping you draw on the equity of your home to borrow money at a very low rate. You can use the money for anything: home repairs or upgrades, education expenses, even a vacation. It’s up to you.

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Low fixed rates.

And flexible terms up to 15 years.

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Get a rate discount.

Receive a 0.25% APR* rate discount with automated payments.

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Predictable payments.

All supported by a friendly, knowledgeable staff.

Alltru Home Equity Loan

7.24%

APR*

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Alltru Home Equity Loan Rates
Type Loan amount Term As low as APR*
Home Equity Loan1

$10,000 minimum

8 years (up to 90% max CLTV)

7.24%

$10,000 minimum

15 years (up to 90% CLTV)

8.24%

Sign up for automatic payments and get a 0.25% rate discount.1

Home Equity Line of Credit

6.89%

APR*

8.25%

APR*

Home Equity Line of Credit Overview

It never hurts to be prepared for the unexpected. A home equity line of credit from Alltru Credit Union works like a home equity loan, but gives you access to your funds, via online banking or in-person transactions, just like a traditional bank account.

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Wide range of credit lines.

From $10,000 to $200,000.

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Introductory 6.89% APR.*

For the first 6 months.

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Easy access to funds – your way.

Via online banking or in-person transactions.

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Flexible 5-year draw with varying payback periods.

10, 15, or 20 years depending on the loan amount.

Alltru Home Equity Line of Credit Rates
Type Loan amount Term As low as APR*
Home Equity Line of Credit (HELOC)2
Special 6.89% APR* Introductory Offer

$10,000 minimum

Up to 25 years

8.25%

“I do all of my banking with Alltru. My home loans, auto loans, credit card, savings account – you name it.”

Tallya
Alltru Member

Looking for help paying your loan?

Learn how to pay, and who to contact if you need help paying your bills.

Let’s Talk

We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.