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Rates

Great Rates. Better Banking.

  • Competitive rates
  • Flexible options
  • Helpful support
  • No hidden surprises

Loans

Auto Loans

The open road is waiting for you.

As low as 4.99% APR*
New/Used Auto Loans1
Term As low as APR*
36 months 4.99%
48 months 5.24%
60 months 5.24%
72 months 5.99%
73 to 84 months 7.74%
First Time Buyer Program
Term As low as APR*
Up to 72 months Less than $20,000 15.99%

Home Loans

Put your plans into action.

As low as 6.79% APR*
Home Equity Loans2
Term Loan amount As low as APR*
8 years (up to 90% max CLTV) $10,000 minimum 6.79%
15 years (up to 90% CLTV) $10,000 minimum 6.99%
Home Equity Lines of Credit3
Term Loan amount Variable / As low as APR*
Up to 25 years $10,000 minimum 7.50%
Home Improvement Loans4
Term Loan amount As low as APR*
Up to 180 months $2,500 to $10,000 6.24%
Up to 180 months $10,001 to $25,000 7.24%
Mortgages
Term Loan amount As low as APR*
Varying Terms Get a quote for the most current rates

Consumer Loans

Support when you need it most.

As low as 6.00% APR*
Personal Loan5
Term Max loan amount As low as APR*
Up to 24 months $20,000 10.84%
36 months $20,000 11.80%
48 months $20,000 12.30%
60 months $20,000 12.99%
Credit Builder Loan6
Term Max loan amount As low as APR*
Up to 24 months $2,000 12.00%
Line of Credit7
Term Loan amount Variable / As low as APR*
$20,000 10.25%
Shared Secured
Term Loan amount As low as APR*
Up to 24 months 6.00%
Certificate Secured
Term Loan amount As low as APR*
Up to 24 months 2.00% above CD rate

Recreational Loans

Water or land, we've got you covered.

As low as 6.74% APR*
Boat, Jet Ski & ATV Loan (New/Used)
Term Loan amount As low as APR*
Up to 60 months Less than $20,000 8.84%
72 month minimum More than $20,000 8.84%
73 to 96 months More than $25,000 9.49%
120 month minimum More than $25,000 9.74%
144 month minimum More than $25,000 10.24%
Motorcycle Loan (New/Used)
Term Loan amount As low as APR*
Up to 36 months 6.74%
37 to 72 months 7.39%
73 to 84 months 7.99%
RV Loan (New/Used)8
Term Loan amount As low as APR*
Up to 60 months 8.84%
72 month minimum More than $10,000 8.84%
84 month minimum More than $10,000 9.49%
96 month minimum More than $10,000 9.49%
120 month minimum More than $15,000 9.74%
144 month minimum More than $15,000 10.24%
180 month minimum More than $25,000 10.49%
240 month minimum More than $30,000 10.74%
Golf Cart Loan
Term Loan amount As low as APR*
Up to 24 months More than $5,000 8.94%
25 to 36 months More than $10,000 8.94%
37 to 48 months More than $15,000 8.94%

Savings

Certificate of Deposit

Earn more interest than a traditional savings account.

As high as 3.95% APY*
Certificate of Deposit (CD)9
Type Term APY*
3 month 1.00%
6 month 2.50%
7 month
CD Special Rate9
3.95%
12 month 3.50%
13 month
CD Special Rate9
3.85%
18 month 1.80%
24 month 1.85%
36 month 1.85%
48 month 1.40%
60 month 1.40%

Savings

Start building financial security.

As high as 5.01% APY*
Primary Savings
Debit Card APY Features
Yes .05% • 30,000 ATM access nationwide
• Free mobile and online banking
• Federally insured by the NCUA
RollUp Savings10
Debit Card APY Features
Yes 5.01% • Every purchase is rounded up
• Nightly, automatic transfer of extra funds
• Earnings deposited into savings fund
High Yield Online Savings11
Debit Card APY Features
Yes 2.00% less than $25,000 daily balance • $0 minimum balance
• No withdraw penalties
• No maintenance fees
Yes .05% more $25,000 daily balance • $0 minimum balance
• No withdraw penalties
• No maintenance fees
Health Savings Account (HSA)12
Debit Card APY Features
Yes .10% • Save toward future medical expenses
• No “spend it or lose it” stipulations
• Tax advantages
Cubby Youth Savings13
Debit Card APY Features
Yes 5.01% • For kids 7 and under
• Prizes for deposits over $10
• Annual birthday surprise
TruSpend Savings14
Debit Card APY Features
Yes .05% • For teens 8 to 17 years old
• No minimum balance
• No monthly fees
Holiday Savings
Debit Card APY Features
• Free automatic savings
• Automatic transfer in October
IRA Savings Account15
Debit Card APY Features
1.00% • No minimum balance required
• Beneficial tax benefits
• A competitive dividend rate
• Flexibility as a Traditional or Roth

Money Market

Easy access, high dividends.

As high as .15% APY*
Money Market16
Balance APY*
$250 0.05%
$50,000 0.10%
$100,000 0.15%

Individual Retirement Account (IRA) Certificate

Available as a Traditional, Roth, or Coverdell certificate.

As high as 3.95% APY*
Individual Retirement Account (IRA) Certificate17
Term APY*
3 month 1.00%
6 month 2.50%
7 month
IRA Special Rate17
3.95%
12 month 3.50%
13 month
IRA Special Rate17
3.85%
18 month 1.80%
24 month 1.85%
36 month 1.85%
48 month 1.40%
60 month 1.40%

Checking

Checking

Checking that pays you back.

1.00% APY*
Premium Checking18
Monthly Fee Features APY
$8 waived for monthly fees greater than $15,000 • Identity Theft Protection
• Cell Phone Protection
• Telehealth
• And more
1.00%

Credit Cards

Visa Credit Cards

Built for your spending needs.

As low as 11.49% APR*
Signature Rewards Visa19
Term Variable rate / as low as APR*
View Terms 13.49%
Premier Rate Visa19
Term Variable rate / as low as APR*
View Terms 11.49%
Blue Secured Visa19
Term Variable rate / as low as APR*
View Terms 18.00%