Find the right savings account for your life.
Even for experienced savers, saving money day after day, year after year can be a challenge. We make it easy for you to set goals that are right for you – and to meet them.
Every Alltru Savings account includes:
Savings
Start building financial security.
As high as
5.01%
APY*
Primary Savings
| Debit Card | APY | Features |
|---|---|---|
| Yes | .05% |
• 30,000 ATM access nationwide • Free mobile and online banking • Federally insured by the NCUA |
RollUp Savings1
| Debit Card | APY | Features |
|---|---|---|
| Yes | 5.01% |
• Every purchase is rounded up • Nightly, automatic transfer of extra funds • Earnings deposited into savings fund |
High Yield Online Savings2
| Debit Card | APY | Features |
|---|---|---|
| Yes | 2.00% less than $25,000 daily balance |
• $0 minimum balance • No withdraw penalties • No maintenance fees |
| Yes | .05% more $25,000 daily balance |
• $0 minimum balance • No withdraw penalties • No maintenance fees |
Health Savings Account (HSA)3
| Debit Card | APY | Features |
|---|---|---|
| Yes | .10% |
• Save toward future medical expenses • No “spend it or lose it” stipulations • Tax advantages |
Cubby Youth Savings4
| Debit Card | APY | Features |
|---|---|---|
| Yes | 5.01% |
• For kids 7 and under • Prizes for deposits over $10 • Annual birthday surprise |
TruSpend Savings14
| Debit Card | APY | Features |
|---|---|---|
| Yes | .05% |
• For teens 8 to 17 years old • No minimum balance • No monthly fees |
Holiday Savings
| Debit Card | APY | Features |
|---|---|---|
|
• Free automatic savings • Automatic transfer in October |
IRA Savings Account9
| Debit Card | APY | Features |
|---|---|---|
| 1.00% |
• No minimum balance required • Beneficial tax benefits • A competitive dividend rate • Flexibility as a Traditional or Roth |
Money Market
Easy access, high dividends.
As high as
.15%
APY*
Certificate of Deposit
Earn more interest than a traditional savings account.
As high as
3.95%
APY*
Certificate of Deposit (CD)6
| Type | Term | APY* |
|---|---|---|
| 3 month | 1.00% | |
| 6 month | 2.50% | |
| 7 month CD Special Rate7 | 3.95% | |
| 12 month | 3.50% | |
| 13 month CD Special Rate8 | 3.85% | |
| 18 month | 1.80% | |
| 24 month | 1.85% | |
| 36 month | 1.85% | |
| 48 month | 1.40% | |
| 60 month | 1.40% |
Individual Retirement Account (IRA) Certificate
Available as a Traditional, Roth, or Coverdell certificate.
As high as
3.95%
APY*
Individual Retirement Account (IRA) Certificate6
| Term | APY* | |
|---|---|---|
| 3 month | 1.00% | |
| 6 month | 2.50% | |
| 7 month IRA Special Rate7 | 3.95% | |
| 12 month | 3.50% | |
| 13 month IRA Special Rate8 | 3.85% | |
| 18 month | 1.80% | |
| 24 month | 1.85% | |
| 36 month | 1.85% | |
| 48 month | 1.40% | |
| 60 month | 1.40% |
Not sure how to choose?
“I have always received great service. They are always able to answer every question I have and provide me with the answers I’m looking for.”
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We’re in your neighborhood.
We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.