Basic banking is here — for free.
Straightforward banking needs mean straightforward banking solutions. With Alltru Basic Checking, we cover the basics of what you need from a checking account. Enjoy free online banking, bill pay and more all for free with eStatements.
Eliza
Alltru Member
Bradley
Alltru Member
Alltru Basic Checking Account Features
Meet your basic banking needs, it’s The Better Way To Bank.
Free Visa debit card
Pay for purchases directly from your account.
No monthly fees
Get what you need from a checking account with no charge when you sign up for eStatements.
Access cash fast
Make withdrawals from 30,000 ATMs nationwide.
Manage money from anywhere
Our online banking app and account management tools make it easy.
Alltru Basic Checking Account Benefits
No More Waiting. Get Paid Up to 2 Days Early.
Life moves fast, and so should your money. With Alltru Checking, you can access your paycheck up to 2 days earlier with direct deposit.2 Whether you’re planning for a weekend getaway, paying bills, or just need a little extra cushion, early access to your money means less stress and more freedom to manage your finances on your terms. It’s not just for paychecks either. It can help with things like tax refunds, some forms of retirement payments, and child support, too. It’s one of the many ways Alltru is here to make your life easier.
Here’s how:
- Open an Alltru Checking account.
- Set up direct deposit through Alltru.
- Wait for your paychecks to roll in. We’ll give you access to your paycheck as soon as we get it, up to two days earlier than other banks and credit unions.
Ready to Become a Member?
Enjoy $300 when you open a new adult checking account with code CHECKING300 and complete the qualifying behaviors.1
Here’s how to get $300.
✔ Become a new Alltru member.
✔ Open any adult checking account using code CHECKING300 by 1/31/26.
✔ Sign up for online banking and estatements.
✔ Within 60 days of checking account opening, complete at least (2) $500 Direct Deposits and 15 debit card purchases.
“They know my name at Alltru, which makes me feel special.”
“I love the community feel that comes with a credit union.”
“I love my checking because it has no monthly fees.”
Set up debit card alerts.
Online banking is here.
Let’s Talk
We’re in your neighborhood.
We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.