Limited Time Offer
Open a TruSpend Checking account and get $50!1
See offer details.
Limited Time Only – Ends 12/31/25
Open NowFreedom for kids. Control for parents.
There’s nothing like the feeling of financial independence, and Alltru is here to help your kids get a taste of it. Our TruSpend Checking account makes it easy for you to show your kids how to manage their money, one of the most valuable lifelong skills they can have.
Audrey
Alltru Member
Andrew
Alltru Member
Alltru TruSpend Checking Account Features
Independence for them, peace of mind for you.
For kids and teens only
Kids, tweens, and teens are welcome. This checking account is for kids ages 8+.
Easy set up and no minimums
Set up the account for $1 and enjoy no monthly fees and no minimum balance requirements.
Manage money from anywhere
Our mobile banking app and account management tools make it easy.
Free Visa debit card
Teach them to shop responsibly wherever they are.
Parental controls
Stay on top of your child’s spending with custom parental controls and take advantage of teachable money moments.
Graduate to better banking
Once your teen turns 18, if they have kept a positive balance and there are no overdrafts, they’ll be eligible to move up to our Basic Checking account.
Online and Mobile Banking
Mobile check deposits.
Deposit checks at anytime, from anywhere by snapping an image of your check with a smartphone.
Convenient debit card controls.
Lock, unlock, and re-order your debit card using the Alltru app.
Account notifications.
Get notified when a card has reached a limit, suspicious account activity, and more.
Security, guaranteed.
Your safety is our top priority. We provide the highest levels of security, encryption, and firewalls.
Alltru Credit Union + Zogo Gaming
Learn Financial Literacy from Anywhere.
How it works
Zogo is a gamified app that rewards users for completing financial literacy lessons. The app features 21 categories with more than 380 short, bite-sized financial literacy lessons.
- Download the Zogo App
- Level up your financial skills by completing bite-sized lessons
- Collect pineapples and redeem for gift cards to retailers like Amazon, Apple, Nike, Walmart, Starbucks, and more
- Plus, compete in daily trivia to test your knowledge for bonus pineapple opportunities
Enter Access Code:
ALLTRUCU
Ready to Open a TruSpend Checking Account?
Enjoy $50 when you open a new TruSpend checking account with code YOUTH50 and complete the qualifying behaviors.1
Here’s how to get $50.
✔ Open a new TruSpend Checking account using code YOUTH50 by 12/31/25.
✔ Within 60 days of checking account opening, sign up for online banking and estatements.
The $50 bonus will be automatically deposited into the youth’s savings account within 15 days of meeting all qualifying behaviors.
“Everyone at the branch has been so patient and wonderful with my kids. I always see the same faces and I think that’s something that really sets Alltru apart.”
Teach your kids financial literacy.
Need teen money management help?
Let’s Talk
We’re in your neighborhood.
We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.