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You’ve earned a free upgrade!

Congratulations, you’ve qualified for a complimentary credit card upgrade! With our Alltru Rewards Visa® you can earn rewards with every purchase. Plus, get DOUBLE the points on select purchases. Redeem your points for travel rewards, merchandise, or even cashback.

Alltru Rewards Visa® Credit Card inside of a circle shape with an orange flourish in the corner emphasizing the card
A man smiling while holding his phone and shopping bags. Photo is inside of a circle shape.

Alltru Signature Rewards Visa




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Alltru Signature Rewards Visa Features
Alltru Signature Rewards Visa Rates
Terms Guide to Benefits Variable rate / as low as APR*
Signature Rewards Visa




A middle-aged woman with brown hair and a floppy hat with a green jacket is pictured walking outside on her phone while holding her Alltru credit card in the other hand. Photo is inside of a circle shape.

The latest technology, everywhere you go.

Your Signature Rewards Visa credit card includes the latest privacy protections – including an EMV chip that far surpasses magnetic stripe technology to secure your personal information.

Don’t want to carry your card? No problem! Your Visa card is compatible with major contactless payment systems – including Apple Pay, Google Pay, and Samsung Pay. Just follow a few steps and you’re all set. Learn how to set up your digital wallet.

Interest Rates and Interest Charges

APR for Purchases14.99% – 18.00%
APR for Balance Transfers17.49% – 18.00%
APR for Cash Advances17.49% – 18.00%
Penalty ARP for Late Payments18.00% applied if you make a late payment.
How Long Will The Penalty APR Apply? If Your APR is increased for this reason, the Penalty APR applied to transactions that occur after the increase may be applied indefinitely. For transactions that occurred prior to the effective date of the increase, the increase will also apply indefinitely unless You make the next 6 consecutive minimum payments when due.
Paying InterestWe will not charge You interest on purchases if You pay Your entire balance owed within 25 days of Your statement closing date.
CFPBTo learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at
Transaction FeesCash Advance 2.00% of each advance ($10.00 min – $25.00 max)
1.00% of each foreign currency transaction in US dollars
1.00 % of each US dollar transaction that occurs in a foreign country
Penalty FeesLate Charge up to $18
Returned Payment up to $27

“I like to go into my branch to interact with the people.
I feel a part of it.”

Alltru Member
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We’re in your neighborhood.

We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.