You’ve earned a free upgrade!
Congratulations, you’ve qualified for a complimentary credit card upgrade! With our Alltru Rewards Visa® you can earn rewards with every purchase. Plus, get DOUBLE the points on select purchases. Redeem your points for travel rewards, merchandise, or even cashback.
Alltru Signature Rewards Visa Features
Earn DOUBLE points.
For a Limited Time, earn 2x the points on every dollar spent on gas, groceries, and food!
Redeem points and save.
Redeem your points for travel rewards, merchandise, or even cashback!
Emergency roadside assistance.
Call on Roadside Dispatch® whenever you’re in need of a tow — available to eligible Alltru Visa cardholders 24/7 with no membership required. To learn more about this benefit, call 1-800-847-2869.
Identity theft protection.
Your Alltru Visa card includes ID Navigator Powered by NortonLifeLock, providing tools so you can act quickly if your identity is threatened. Visit here to confirm eligibility.
Free credit score monitoring.
Dovly™ is the first smart credit engine designed to help raise your credit score. Confirm eligibility and enroll here.
While Dovly’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
The latest technology, everywhere you go.
Your Signature Rewards Visa credit card includes the latest privacy protections – including an EMV chip that far surpasses magnetic stripe technology to secure your personal information.
Don’t want to carry your card? No problem! Your Visa card is compatible with major contactless payment systems – including Apple Pay, Google Pay, and Samsung Pay. Just follow a few steps and you’re all set. Learn how to set up your digital wallet.
Interest Rates and Interest Charges
|APR for Purchases||14.99% – 18.00%|
|APR for Balance Transfers||17.49% – 18.00%|
|APR for Cash Advances||17.49% – 18.00%|
|Penalty ARP for Late Payments||18.00% applied if you make a late payment.|
How Long Will The Penalty APR Apply? If Your APR is increased for this reason, the Penalty APR applied to transactions that occur after the increase may be applied indefinitely. For transactions that occurred prior to the effective date of the increase, the increase will also apply indefinitely unless You make the next 6 consecutive minimum payments when due.
|Paying Interest||We will not charge You interest on purchases if You pay Your entire balance owed within 25 days of Your statement closing date.|
|CFPB||To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.|
|Transaction Fees||Cash Advance 2.00% of each advance ($10.00 min – $25.00 max)|
1.00% of each foreign currency transaction in US dollars
1.00 % of each US dollar transaction that occurs in a foreign country
|Penalty Fees||Late Charge up to $18|
Returned Payment up to $27
We’re in your neighborhood.
We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.